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As the Jan. 31 deadline to obtain a health insurance policy for 2016 on the federal health exchange looms, enrollment has grown slightly, but individuals signing up for Obamacare in 2016 should expect to pay premiums that are between 20 percent and 30 percent higher
Published: Friday, January 22nd, 2016 @ 12:43 am
By: John Locke Foundation
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The Affordable Care Act's (ACA) health insurance exchanges are just one mechanism to expand coverage that primarily benefits low-income individual market policyholders and those with pre-existing conditions who cannot afford or access employer-sponsored health insurance.
Published: Tuesday, August 11th, 2015 @ 2:38 am
By: John Locke Foundation
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In just one month, the U.S. Supreme Court will decide whether health insurance subsidies issued under the Affordable Care Act should be distributed only to insurance companies in state-based exchanges.
Published: Tuesday, May 26th, 2015 @ 5:38 am
By: John Locke Foundation
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It looks as if the recent U.S. Supreme Court oral arguments in King v. Burwell transpired as expected. While all justices must follow the golden rule that a statute cannot be interpreted in isolation but instead must be read in full context, there were differing opinions as to whether Congress...
Published: Sunday, March 22nd, 2015 @ 10:14 am
By: John Locke Foundation
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To kick off the New Year, the Cato Institute hosted its 9th annual health policy conference, where I and other attendees were heavily briefed on the status and potential implications of King V Burwell - better known as one of the Obamacare "subsidy lawsuits."
Published: Saturday, January 17th, 2015 @ 5:59 pm
By: John Locke Foundation
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Two recent federal appeals court rulings address the question of whether Obamacare’s health insurance subsidies for individual-market consumers can be distributed to those purchasing insurance through federal exchanges.
Published: Saturday, August 9th, 2014 @ 12:13 pm
By: John Locke Foundation
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The U.S. Court of Appeals for the D.C. Circuit on Tuesday ruled 2-1 that the federal government cannot tax employers in order to provide health insurance subsidies in North Carolina and 35 other states that refused to establish Obamacare exchanges, potentially threatening the national health reform.
Published: Friday, July 25th, 2014 @ 8:04 am
By: John Locke Foundation
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Obamacare's health insurance exchanges offer four "metallic" levels of plans: bronze, silver, gold, and platinum. Bronze plans cover 60 percent of benefits, meaning consumers will be responsible for higher out-of-pocket expenses such as co-pays, co-insurance, and deductibles. Meanwhile, platinum...
Published: Monday, December 9th, 2013 @ 7:53 pm
By: John Locke Foundation
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A health insurance exchange, commonly referred to in the media simply as an “exchange,” is an online marketplace where individuals can shop for heavily regulated nongroup health plans offered by participating insurance companies.
Published: Tuesday, November 26th, 2013 @ 10:08 pm
By: John Locke Foundation
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The stuff the, um, honorables on Capitol Hill think is so good for us is apparently not always so good for them and their staffs.
Published: Thursday, October 31st, 2013 @ 9:46 pm
By: Brant Clifton
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People who sign up for health insurance on the new Obamacare exchanges may qualify for subsidies. The subsidy amount one receives is determined by the individual's projected annual household income for 2014.
Published: Friday, October 25th, 2013 @ 6:58 pm
By: John Locke Foundation
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For the second time in recent weeks, a federal judge has issued a ruling favorable to plaintiffs seeking to block the IRS from collecting tax penalties from employers in states such as North Carolina that do not have a state health insurance exchange under Obamacare. If any of several lawsuits...
Published: Thursday, October 24th, 2013 @ 8:02 pm
By: John Locke Foundation
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While technical glitches on the health-insurance exchanges are getting a lot of attention, that’s not the real problem that Obamacare faces. It is fundamentally, conceptually flawed. Even if it “works,” in the sense that people navigate their way to signing up, it won’t work as originally...
Published: Wednesday, October 9th, 2013 @ 3:26 pm
By: John Locke Foundation
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"Scared" of the impact Obamacare may have on their businesses, some North Carolina employers are considering private health insurance exchanges as a way to continue providing medical coverage to employees at a lower cost than the mandated insurance under Obamacare. IBM recently used a private...
Published: Tuesday, September 17th, 2013 @ 2:20 pm
By: John Locke Foundation
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Moore County-based insurer First Carolina Care has announced that it's pulling its application to join the ObamaCare health insurance exchanges.
Published: Saturday, September 14th, 2013 @ 2:49 pm
By: Brant Clifton
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One of the state's largest business organizations is keeping a close eye on two federal lawsuits challenging the authority of the IRS to collect Obamacare taxes in states, including North Carolina, that did not set up state-run health insurance exchanges.
Published: Tuesday, June 4th, 2013 @ 1:12 pm
By: John Locke Foundation
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Gov. Pat McCrory is expected to sign soon legislation that says no to implementing the federal health care law's most costly provisions -- a state-run insurance exchange and Medicaid expansion--and rightly so.
Published: Thursday, February 21st, 2013 @ 2:40 pm
By: John Locke Foundation
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Buoyed by Gov. Pat McCrory's announcement that he does not support expanding Medicaid rolls or creating a state-run health insurance exchange, a state House committee voted Tuesday over Democrats' objections in favor of...
Published: Thursday, February 14th, 2013 @ 8:51 am
By: John Locke Foundation
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The day before the Obama administration's deadline for states to declare whether they will create a state health insurance exchange to comply with the president's national health reform law.
Published: Sunday, December 16th, 2012 @ 11:24 am
By: John Locke Foundation
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